Preparing your credit journey…
Preparing your credit journey…
Service
Your credit report contains more than just a score. We help you understand the details that lenders may consider before making decisions.
Credit reports often include details that are difficult to understand without context.
Who it's for
Review
Deliverables
Every major section of your credit report — from payment behavior to enquiries and remarks — reviewed with context for your goals.
We check on-time vs delayed payments, defaults, and patterns lenders notice first when evaluating applications.
How much of your available credit you use across cards and lines — and whether balances are helping or hurting your profile.
Open loans, cards, and credit lines — including age of accounts, limits, and how they contribute to your overall picture.
Recent hard enquiries from loan or card applications and how they may affect lender perception in the short term.
Settlements, write-offs, overdue tags, or disputed entries — explained clearly so you know what they mean and what options exist.
We highlight realistic priorities ranked by impact — so you know where to focus first for bureau updates and score maintenance.
Visual breakdown
An illustrative view of how we translate bureau data into clear priorities.
Detailed breakdown
Credit Report Review
Illustrative clarity view — not your live score
On-time vs delayed payments and how lenders weight recent behavior.
Utilization across cards and lines — a key factor for score maintenance.
Enquiry timing and frequency before your next loan or card application.
Next steps
Report analysis provides guidance and explanation. We do not guarantee bureau changes, score increases, or lender approval outcomes.
FinFix Solutions provides credit report review, CIBIL score update support, bureau issue assistance, and credit guidance. Score updates and report corrections depend on bureau verification, lender reporting, documentation, repayment behavior, and individual credit history. We do not guarantee score improvement, loan approval, credit card approval, or instant bureau updates.
Related services
Book a consultation and we will guide you with practical next steps.