Preparing your credit journey…
Resolve Credit Report Issues. Expert RM Support. Active Follow-Up. Real Resolution.
Your Relationship Manager reviews your credit report and identifies issues such as wrong entries, overdue or written-off accounts, suit-filed or settled status, willful default, closed-loan errors, and mismatched loans or personal details — then works on resolution through coordination, dispute support, and escalation.
Read credit guides · Dedicated RM support. Active resolution.
Credit Command
Profile Dashboard
Report Health
Good
Score trend (6 mo)
0+
Cases Handled
0+
Report Issues Resolved
0%
RM-Reviewed Cases
Rs 0
Starting Plan
The real cost
Most people discover credit problems only when a loan is rejected. By then, wrong entries, DPD, written-off or suit-filed marks, willful default, closed-loan reporting errors, and settlement status issues may have been reflecting in the report for months — undetected and unresolved. We help you identify and fix these before they cause more damage.
Most credit report issues can be identified and worked on — once someone actually reviews your report properly.
How we work
Your Relationship Manager manages each stage of the engagement — report review, issue identification, action planning, coordination, escalation, and progress tracking through to resolution.
Your Relationship Manager conducts a line-by-line review of your credit bureau report — payment history, account status, enquiries, remarks, and reporting timelines.
Discrepancies are flagged for correction: incorrect entries, DPD marks, overdue accounts, written-off or suit-filed status, willful default, closed-loan errors, and settlement remarks.
A structured action plan is prepared covering dispute grounds, required documentation, follow-up sequence, and the escalation path for each open issue.
Resolution proceeds through lender and bureau coordination, with formal dispute support raised and followed on every eligible issue.
Unresolved cases are taken through applicable formal complaint and escalation channels until a recorded response is received.
Your RM monitors bureau updates, verifies status changes after processing windows, and reports progress through to closure.
If the case cannot be resolved, the case handling charge is retained and the balance is refunded to your original payment source. There is no partial-resolution outcome.
Services
Your Relationship Manager reviews your actual report, identifies every problem — DPD, wrong entries, overdue, closed-loan errors, settlements, suit-filed marks, willful default — and works on resolution through coordination, dispute support, and escalation.
Report review
Your Relationship Manager goes through every section of your credit report — identifying wrong entries, DPD marks, overdue accounts, closed-loan issues, settlement status, suit-filed marks, and willful default problems — then starts working on resolution, not just explaining.
Sample breakdown
Credit Report Preview
Sample score
720
Illustrative only
Payment History
Late or missed payments can affect credit confidence.
Credit Utilization
High usage may reduce credit readiness.
Active Accounts
Open accounts and balances reviewed clearly.
Enquiries
Recent enquiries may influence lender review.
Negative Remarks
Remarks are reviewed for clarity and next steps.
Improvement Opportunities
Prioritized steps based on your profile.
Profile clarity score — illustrative
Every bureau section — payment history, DPD marks, overdue, enquiries, active/closed accounts, settlement status, suit-filed marks, willful default, and all negative remarks.
Wrong entries, mismatch details, delayed payment marks, closed-loan reporting errors, settlement/written-off status issues, suit-filed marks, willful default tags, and other bureau discrepancies.
Raise disputes, work on resolution through coordination, dispute support, and escalation, and follow up on correction requests through appropriate complaint channels.
A clear action plan, RM-led coordination, progress updates, and report verification — at every stage of the resolution process.
Active resolution
Your RM goes through your report, flags every issue, prepares documentation, and begins the coordination and follow-up process — so resolution work starts from day one.
Credit report
Profile summary
Dispute items
2 flagged
Action plan
Ready
Potential gain
+48 pts
Why SCG
Your Relationship Manager reviews your actual report, identifies specific issues, and works on resolution through coordination, dispute support, and escalation. This is active resolution — not tips and suggestions.
“Real RM support. Active follow-up. Transparent progress.”
Every case is handled by a dedicated Relationship Manager who reviews your report, identifies genuine issues, and works on resolution — not an app or automated system.
We do not just advise. We review, dispute, work on resolution through coordination, follow up, escalate, and track progress on your actual credit problems.
Your RM identifies DPD, wrong entries, overdue accounts, mismatch details, closed-loan errors, settlement status, suit-filed marks, willful default, and other bureau discrepancies from your real report.
We work on resolution through coordination, dispute support, and escalation — with professional follow-up on genuine disputes and correction requests.
When standard follow-ups are not enough, we support formal escalation through appropriate complaint channels where applicable.
Your RM keeps you informed throughout — what was identified, what is being worked on, and what to expect at each stage.
Pricing
Your Relationship Manager identifies every genuine issue and works to rectify it through coordination, dispute support, and escalation. No GST is added — the price shown is the final price.
Rs 7,999
Covers any one credit report
For a single credit report. You choose which one bureau the report is drawn from, and we work to resolve every genuine issue in it.
Choose any 1 of these 4 bureaus
The price covers one report from the single bureau you select. It does not cover all four bureaus.
Rs 12,999
Covers any two credit reports
Saves Rs 2,999 against two Individual plans (Rs 15,998).
For two credit reports at once. Pick any two of the four bureaus, in whatever combination fits your situation.
Choose any 2 of these 4 bureaus
Any two of the four, in any combination. The price covers those two reports only.
Rs 14,999
Covers one commercial credit report
For a commercial credit report. Available across all four bureaus — you choose the one your report is drawn from.
Choose any 1 of these 4 bureaus
Standalone plan. There is no commercial combo, and the price covers one commercial report.
No GST or additional tax is charged. The price shown is the final price.
If we cannot resolve your case, you get your money back — less the case handling charge.
The case is either resolved or it is refunded. There is no partial-resolution tier and no part-payment outcome.
Stories
Stories from people who received clearer credit report understanding, CIBIL update support, and practical score maintenance guidance.
“RM ne mujhe judge nahi kiya — bas report clearly samjhai, issues identify kiye, aur next steps bataye. Helpful aur transparent process tha.”
Anjali D.
RM Consultation Client
“Generic advice nahi tha. Mere actual report ke basis par specific issues identify hue aur RM ne active follow-up bhi kiya. Real resolution.”
Karan T.
Credit Issue Resolution Client
“Pehli baar kisi ne actually meri report review ki aur bataaya kya galat hai — payment history mismatch aur ek closed account ka wrong status.”
Meera J.
Report Correction Client
“My RM actually reviewed my report, found the wrong entry, and started working on getting it corrected. This is what I needed — not just tips.”
Nikhil S.
Credit Issue Resolution Client
“The RM explained exactly what was wrong in my report — the DPD mark from a closed loan — and told me step by step what would be done. I finally had clarity.”
Isha M.
Credit Report Review Client
“Mere CIBIL report me issue tha, samajh nahi aa raha tha kya karu. SCG ne report review ki, issue identify kiya aur active follow-up bhi kiya.”
Rahul K.
CIBIL Dispute Support Client
“False promise nahi kiya. RM ne clearly bataya kya possible hai, resolution ke liye kya steps liye ja rahe hain, aur progress update bhi milta raha.”
Priya S.
Dispute Support Client
“Report me exact issue identify ho gaya — closed loan galat show ho raha tha. RM ne documentation prepare ki aur follow-up bhi kiya. Pehle sab confusing tha, ab clear hai.”
Arjun M.
Credit Report Resolution Client
“Mera score update nahi ho raha tha — overdue entry galat thi. SCG ne reason identify kiya, coordination aur dispute support diya aur proper direction diya.”
Neha P.
RM Support Client
“RM ne report review ki, DPD issue identify kiya, aur settlement status ke baare mein process clearly samjhaya. Practical aur honest approach tha.”
Vikram R.
Credit Resolution Client
“RM ne mujhe judge nahi kiya — bas report clearly samjhai, issues identify kiye, aur next steps bataye. Helpful aur transparent process tha.”
Anjali D.
RM Consultation Client
“Generic advice nahi tha. Mere actual report ke basis par specific issues identify hue aur RM ne active follow-up bhi kiya. Real resolution.”
Karan T.
Credit Issue Resolution Client
“Pehli baar kisi ne actually meri report review ki aur bataaya kya galat hai — payment history mismatch aur ek closed account ka wrong status.”
Meera J.
Report Correction Client
“My RM actually reviewed my report, found the wrong entry, and started working on getting it corrected. This is what I needed — not just tips.”
Nikhil S.
Credit Issue Resolution Client
“The RM explained exactly what was wrong in my report — the DPD mark from a closed loan — and told me step by step what would be done. I finally had clarity.”
Isha M.
Credit Report Review Client
“Mere CIBIL report me issue tha, samajh nahi aa raha tha kya karu. SCG ne report review ki, issue identify kiya aur active follow-up bhi kiya.”
Rahul K.
CIBIL Dispute Support Client
Your Relationship Manager will review your report, identify the problems, and begin working on resolution through coordination, dispute support, and escalation.
No pressure. Just clear guidance for your next step.